Dr. AJ Karlovich is a practice operated by Anthony J. Karlovich. Any reference to 'Dr. AJ Karlovich,' 'we,' 'us,' or 'our' on this site refers to Anthony J. Karlovich.
Agreement.
By using ajkarlovich.com, you agree to these terms. If you do not agree, please do not use the site.
Age.
This website and our services are intended for adults 18 and older.
Services.
This website provides information about Dr. AJ Karlovich's offerings, including readings, 1:1 sessions, and meditations, and links to related services. Descriptions and availability may change at any time.
SMS / Text Messaging Program.
Opting in to text messages is entirely optional. Agreeing to these Terms does not enroll you in messaging — SMS consent is given only through the separate, unchecked consent checkboxes on our forms, and you can decline text messages and still use this website and all services.
Program. By providing your phone number and checking an SMS consent box, you agree to receive text messages from Dr. AJ Karlovich. The program has two separate, optional opt-ins: (1) Transactional messages — appointment reminders and scheduling-related messages; (2) Marketing messages — occasional updates about sessions, meditations, and offerings. Each consent is separate; you may opt into one, both, or neither. Consent to receive text messages is not a condition of any purchase.
Message frequency. Message frequency varies — you can expect up to a few messages per month.
Cost. Message & data rates may apply, depending on your mobile carrier and plan.
Opting out. Reply STOP at any time to opt out. After you send STOP, you'll receive one confirmation message and then no further texts unless you opt in again. For help, reply HELP or contact support@ajkarlovich.com.
Carrier disclaimer. Carriers are not liable for delayed or undelivered messages. Delivery is subject to your carrier's network and is not guaranteed.
Intellectual property.
All content on this site — text, images, and materials — is owned by Dr. AJ Karlovich and may not be reproduced without permission.
A note on this work.
My work is offered for personal insight and growth. It's not a replacement for medical, psychological, or other professional care — and if you're ever in genuine difficulty, I'd always encourage you to reach out to a qualified professional too. Results vary from person to person.
Privacy.
Your use of the site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
Changes.
We may update these terms from time to time. Continued use of the site after changes constitutes acceptance.
Contact.
Questions about these terms? Contact us at support@ajkarlovich.com.